Commercial Insurance
You didn't build your business overnight. The long hours, the sacrifices, the risks you took to get here—they all add up to something worth protecting. At JAMCO Insurance, we help Texas business owners find commercial coverage that keeps their operations secure without breaking the bank. As an independent agency, we shop 38 carriers to find policies tailored to your industry and your budget. From general liability to workers' comp, we've got you covered. Let's protect what you've built.
General Liability
Bundled coverage combines liability, property, and interruption insurance.
Commercial Property
Protects buildings, equipment, inventory, and other business physical assets.
Business Owners Policy (BOP)
Protects employees and businesses from workplace injury expenses and claims.
Workers Compensation
Protects professionals from claims of mistakes or negligent service.
Professional Liability
Coverage for vehicles used in business operations and activities.
Commercial Auto
Customizable bundle of multiple commercial coverages in one policy.
Directors & Officers
Protects company leaders from personal liability for management decisions.
Cyber Liability
Covers data breaches, cyberattacks, and network security failures.
Inland Marine
Protects mobile equipment and property in transit or off-site.
Builder's Risk
Covers buildings and materials during construction or renovation phases.
Commercial Umbrella
Provides additional liability coverage above underlying policy limits.
Crime Insurance
Protects against employee theft, fraud, and criminal acts.
Commercial Flood
Covers building and contents damage from flooding events.
Business Interruption
Replaces lost income when covered losses force temporary closure.
Hired & Non-Owned Auto
Covers liability from rental and employee-owned vehicles used for business.
Liquor Liability
Protects businesses serving alcohol from intoxication-related claims.
Surety Bonds
Guarantees performance and compliance with contractual obligations.
Excess Liability
Provides additional liability coverage above underlying policy limits.
Tenant Improvements
Covers alterations and improvements made to leased commercial space.
Hospitality Insurance
Specialized coverage for hotels, motels, and lodging businesses.
Restaurant Insurance
Comprehensive coverage for dining establishments and food service operations.